Licence Revoked,
Business Stopped.
No injury, no spill, no lawsuit. The business simply stopped being allowed to operate.
We shop your septic business with carriers like
Which policy actually responds
And, just as importantly, which one does not.
No policy responds
Loss of licence is not an insured peril. There is no coverage for being told to stop trading.
Your surety bond is at risk too
A paid bond claim can trigger cancellation, and because the bond is a condition of licensure, cancellation can suspend the licence. See surety bonds.
Business income cover will not help
It responds to physical damage, not to regulatory action.
Which makes compliance the only control
Permits pulled, inspections called, penalties paid on time.
What stops it happening to you
Pull the permit every time
Unpermitted installation was the lead finding. It is also the easiest thing for a regulator to prove from its own records.
Call for inspection before you cover
Backfilling ahead of inspection can mean digging the job twice and leaves a documented failure in the permit file.
Pay penalties when they land
Two unpaid penalties across three years turned enforceable findings into a revocation.
Watch what your advertising claims
The order specifically required the company to stop advertising as licensed.
Licence Revoked After Unpermitted Work
What actually happened
In December 2016 an Oregon state environmental regulator revoked a septic company’s sewage disposal service licence. The findings included performing services without proper licensing, constructing and repairing onsite systems without permits, disposing of sewage in unauthorised locations, and failing to pay two earlier penalties, of $1,750 from 2013 and $7,305 from 2015, both of which remained unpaid. The company was ordered to cease operations, remove regulator-issued labels from its equipment within 14 days, surrender the licence, and stop advertising as licensed.
Sources: Oregon DEQ newsroom
Answered by Septic Cleaning Insurance Group
We only write this trade, and we read the policy before we sell it. More on the operations we insure and the coverage behind them.
Straight answers, no insurance-speak
Loss of licence is not an insured peril. There is no coverage for being told to stop trading.
Loss of licence is not an insured peril. There is no coverage for being told to stop trading.
Unpermitted installation was the lead finding. It is also the easiest thing for a regulator to prove from its own records.
The order specifically required the company to stop advertising as licensed.
That depends on your endorsements rather than your limits. Two policies with identical limits can behave completely differently on this scenario. Send your declarations including the endorsement schedule and we will tell you what we find.
Same day. Every time. That is an operating rule here, not a marketing promise.
Get Your Licence Revoked After Unpermitted Work Septic Insurance Quote
A few quick questions about your operation. Takes about 2 minutes. Prefer to talk first? Call (855) 461-2010.
Would your policy answer this one?
Send us the declarations pages and the endorsements. We will tell you plainly, before we quote anything.
No pressure. If we’re not the right fit for your business, we’ll tell you straight.
Other claims septic contractors actually face
Septic contractor insurance in your state
Rules and regulators change at every state line. Pick yours.